Terms of Use

1. Website purpose

The Kalifi website provides information about a financial planning application currently in development, educational content, and an early-access waitlist.

2. Early-access waitlist

Joining the waitlist does not guarantee access to Kalifi, a particular launch date, pricing, availability, or access to any specific feature.

We may modify, delay, limit, or discontinue the waitlist or product at any time.

3. No financial advice

Content on this website is provided for general educational and informational purposes only. It is not individualized financial, investment, tax, accounting, or legal advice.

You are responsible for evaluating your own circumstances and consulting an appropriately qualified professional before making financial decisions.

4. Product information

Screenshots, examples, projections, scores, analytics, automation rules, and descriptions shown on the website may represent planned or conceptual features. Final features may differ.

5. Acceptable use

You agree not to:

• Use the website for unlawful or fraudulent activity
• Attempt to gain unauthorized access to the website or its systems
• Introduce malicious code, bots, or automated attacks
• Interfere with the operation or security of the website
• Copy or misuse Kalifi branding or content in violation of law

6. Intellectual property

The Kalifi name, logo, website design, written content, graphics, and other materials are owned by Kalifi or used with permission and are protected by applicable intellectual-property laws.

7. Third-party services

The website may use or link to third-party services. Kalifi is not responsible for the content, availability, security, or privacy practices of third-party websites or services.

8. Disclaimers

The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Kalifi disclaims warranties regarding uninterrupted availability, accuracy, reliability, fitness for a particular purpose, and freedom from errors.

9. Limitation of liability

To the fullest extent permitted by law, Kalifi will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the website.

10. Changes to these Terms

We may update these Terms as Kalifi develops. Continued use of the website after updated Terms are posted means you accept the revised Terms.

11. Contact

Questions about these Terms may be sent to: